Sign In


Effective as of: April 9, 2024
CREDIT SCORETier 1Tier 2Tier 3Tier 4
New Auto 2024-20234.49% APR5.49% APR6.29% APR9.99% APR
100% of Dealer Sticker (maximum term 72 months)
Used Auto 2019-20224.75% APR5.85% APR7.09% APR10.99% APR
100% of NADA value (maximum term 60 months)
Used Auto 2018 or Older5.09% APR6.09% APR7.49% APR13.00% APR
100% of NADA value (maximum term 36 months)
Boats 7.69% APR8.39% APR10.49% APR13.00% APR
New: max. term 72 months Used: max. term 48 months
Motor Homes/ Travel Trailers8.19% APR8.99% APR10.99% APR12.99% APR
80% LTV80% LTV70% LTV60% LTV
max. term 10 years on 2017-2023 5 year max. on older models
Share Secured2.35% APR2.35% APR2.35% APR2.35% APR
Regular Shares
Certificate Secured3% over3% over3% over3% over
Loan Term = CD Term
Signature7.49% APR8.79% APR10.39% APR13.50% APR
max. term 2 years
Real Estate5.84% APR6.44% APR7.75% APRAPOR 1.49%
80% of Appraisal (Term 1-5 Years)
Real Estate6.24% APR6.94% APR7.89% APRAPOR 1.49%
80% of Appraisal (Term 6-15 Years)
Real Estate6.74% APR7.34% APR8.19% APRAPOR 1.49%
80% of Appraisal (Term 16-30 years)
1-1/2% refinance fee on Real Estate Loans
THIRD PARTY SITE DISCLAIMER - By accessing the noted link you will be leaving the Panhandle FCU website and entering a website hosted by another party. Panhandle FCU has not approved this as a reliable partner site. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Panhandle FCU website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of Panhandle FCU. CLICK OK TO CONTINUE OR CANCEL TO ABORT

Continue Cancel
Back to Top